I know this is the wrong section but somebody PLEASE tell me if this is going on? about credit cards!!!?

I just got a visa card and my cousin sent me this message telling me to beware, and i want to know is this really going on. thanks for answering. and here's the message she sent me...

The Holiday Season is just a little bit down the road and the bad guys are already trying to get free stuff by using your credit. I just received this so thought I'd forewarn you and forward it on.
New Credit Card ScamSnopes.comsays this is true. See this site -http://www.snopes.com/crime/warnings/cre... Snopes site says TRUE!!! I just checked it myself. This one is pretty slick since they provide YOU with all the information, except the one piece they want.
Note, the callers do not ask for your card number; they already have it. This information is worth reading. By understanding how the VISA & MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself.

One of our employees was called on Wednesday from "VISA", and I was called on Thursday from "Master Card".
The scam works like this: Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by ( name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing company based inArizona?" When you say "No", the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?"
You say "yes". The caller continues - "I will be starting a Fraud investigation. If you have any questions, you should call the

just know that your banks or credit card companies will never call to verify ANY info from you over the phone.

They already have all that information....

Good for you for posting this for the world to be aware!!!

Good to know since with the holiday stress and much going on people may be too frazzled to really even be a little more cautions than usual.

Thanks for the heads up.