I am under tremendous mental pressure.?

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My initial guess is that you may be suffering from depression but then I am not a professional, so a guess is all it is. Certainly I do not think you are lazy. You have expressed your desire to change your situation, mood and lifestyle for the better. You even recognize some of the ways in which you could do this, it seems though that you have lost the ability to motivate yourself, or to maintain an interest in these things. To me that sounds like classic depression, though not necessarily at a severe level. It's equally likely to be a stress related problem or even just that you are stuck in a bit of a rut at the moment.

Whatever this turns out to be I would advise speaking to someone about it, a Dr or someone like that. It could be that just talking to someone will help you, then again you may need further help but certainly this is something you don't have to try and figure out all by yourself. Best of luck!

It sounds like you're depressed. Maybe not clinically, but enough to affect your enthusiasm and determinism. I don't think you're being lazy - I think it's something else, maybe even boredom or burnout. People who are lazy enjoy it, and don't beat themselves up about it, and don't care what others think or say either. You do care about your lack of motivation - another sign of depression. If you don't want to do pills, check out on Yahoo Answers for peoples ideas on how to treat depression naturally. That's what I was checking out when I saw your question. Also, take a sabbatical from beating up on yourself until you get yourself figured out. You're obviously concerned about this, so you are NOT a slacker. Good Luck!

Stress is a major cause of anxieties and other health issues. Stress is a big thing and if you can deal with stress then you may be able to rsolve some of your concerns.
If you are really concerned about yourself you should see a councelor, psychologist or someone else you can trust and not turn to internet sites like this. :) All the best :)