My friend is using me as her personal loan service. What should I do?

My friend is having a tough time financially. She's been divorced for almost a year & didn't realize how financially dependent she was on her ex. When she's in a tough spot, she'll ask me if I can loan her some money. I agree and she always pays me back when she says she will. But, I'm starting to feel like a loan office because she's done this 5 times now. I don't think she'll ask her family because she's trying to keep her pride intact. When she came by last night to pay me back yet again, she was a little over the amount and asked if I can give her change. No, I did not have change. She could've stopped at the store on the way over & gotten change herself. So, I told her how I felt about loaning her money. She got pissed and started yelling at me. I told her to leave & never ask me for a loan again. She has left 3 messages of apology since last night. I don't know what to do. Part of me wants to tell her off & part of me feels sorry for her... divorce isn't easy.

NO IT'S NOT EASY BUT SHE HAS TO LEARN TO DEPEND ON HERSELF SHE'S USING YOU AS A CRUTCH. SHE HAS TO ADJUST TO HAVING TO GET IT ON HER KNOWN. BREAK THE CYCLE GIRL.

not me

cut her off completely...........

charge interest and make sure everything is written down so just in case you 2 happen to go to court you have records and if you choose to do this make sure you get it notorized by one of your local notary agents

talk to her and tell her you are her friend and will be there for her but won't lend her anymore money,,

First of all you should have given her change. Then you should tell her that you can't loan her money any more. Tell her that it makes you feel uncomfortable. Is the friendship important enough to keep going? If so then just level with her and advise her to start a savings account to fall back on.

The best thing to do is communicate. I take it that she is a good friend and if it's anything that can ruin a good friendship....it's money. Don't let that happen. Talk to her and let her know how you feel. Now is the best time since the ball is in your corner. She has left several apologies, so call her accept her apologies and lay down the law for any future loan request. It could be worst, you could have a friend who borrowed money and never paid it back....That's the worst!!

this person is not your friend. many people got divorced and had to struggle to get back on their feet and many of them don't even have a friend to loan them a penny!!!

First of all figure out how much this friendship means to you. If it means even a bit to you then I think it's time to have a girl talk. tell her how you feel and explain to her how you're starting to feel like she's using you. it's not like she isn't paying you back, it doesn't sound like she's shafting you. Be a friend to her and try to help her.

That's what I did.

Id say if she always pays you back dont worry about it until she doesnt. I cant say i'd handle this any differently lots of guys"prey" on women so when things get rocky they stay around and in the event that the muster the ability to get out and do theyre pretty much screwed unless they have a friend like you or are ready to move back in with mum and dad. Props man much props !! Be nice shes just stressed out wouldnt you be ?

i know ur friend is down at the moment but she has to come to turms wiv herself and live by her what i mean by that is now she doesn't really have anyone to reliy on as she did and she has to liveon her own 2 feet and not go round borrowing money off ppl eventhough she will pay back
but she has to lern to take care of herself and do that by her money no one elses.
yeh i know u feel sorry for her but she has to learn
take care

Just tell her "no" when she asks for money.

Your friend sounds a bit ungrateful and selfish.
If I were you, I would tell her: " I want to be your friend, not your "loan officer." If you want to continue our friendship, you must not ask me for money...period."

If she gets mad, and goes away...then you know for sure..it was more about what she could get out of you...than a true, loving....friendship.