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I need suggestions on car accident?


I took my friend to an apartment to ask for informations. and when we left the leasing office, the parking lot is extremely small and is surrounded by all brick walls. Apparently I didn't look at my rear mirror so I accidentally hit one of the brick wall in the back. A lady came out and she asked me for my driver license and insurance so I gave her to make copy. I told her I was sorry. I was guessing I didn't hit the brick but a metal instead, but she show me the tiny bricks on my car and say I did hit the brick. She took photos for the walls and my car, I didn't take photo cuz I thought she has the record is fine.
so now what will happen? I told her to call my insurance company but I did left her my phone number both home and cell. My mom said my insurance don't cover this kind of accident, and that lady might want me to fix the whole wall just for this. what action can I take to stop her to rip off me? should I just wait for the phone calls from her?? I don't want to be too worrythx

Depends on how much damage was done. If it was a brick or two, then I belive she can have repairs done with little cost. You did admit it was your fault, but before giving the lady all your info you should have called the police to take information, measurings and photos of the accident, because now days just for a tiny barely visible scratch, people like to take advantage and get more money than what the repair it worth.
Your insurance may or may not cover her wall but I believe it should cover your car repairs. If the wall is old and has historical value, then you will be stuck with the bill also if it is a retaining wall. But if it is just a wall for decoration, then she can replace it herself or maybe she buys the materials and you can fix it, like offer to help her which may be a bit cheaper for you.
Since she will contact your insurance company, they will check the damage of the wall because it has to be "justified" for her to be able to collect money if the damage is worth it. Also your insurance may raise your monthy premiums just by a small fraction.
Call your insurance companay ASAP and ask if there has been reported an accident against your policy and if it was that woman who called. Ask the insurance if they took photos and have them tell you what will happen next. Now, she can not repair a whole wall if it was just a few bricks broken. All she has to do is easily remove the broken ones and replace with new ones. Did you ask her if the wall was a retainer wall, or a decorative wall ? This will determine how much the repair will be. But call your insurance ASAP so that proper investigation can be done.

look all that you have to do is if she takes you to court and tries to make you pay for the whole wall bring up the fact that she took pic's show the judge have a estimate ready for it it may be just $2000 give or take $50. the best thing is you cover your own but.

as long as the vehicle you were driving as liability insurance, and as long as you were listed on the policy as a driver, then yes, your insurance company will cover any damages you cause with your automobile. You can hit a 50$ mailbox, and your insurance company will cover the damages. I suggest you report it to your insurance company immed. Let them take care of the damages. That is why we pay premiums.

Like it or not, this is life. Everyone is doing the same thing meaning ripping off the the victim. The are couple of things you can do. First, you can unofficially settle it with her by bribing. Secondly, you can wait till she brings the matter to the court and justify for the amount that should be paid by you.

call your insurance company and see what they say, then just wait to see if she calls you or if the insurance man calls you back.

if you have insurance on your car then it covers this. you had a "collision" with the wall. if you have full coverage on your car, it will also pay to repair your car minus any deductible you have. if you only carry liability then it will cover only the repairs to the wall.

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