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I'm 22 years old and feel like I'm ready for a mid life crisis :(?


I have been working for my dad for 4 years now, we are in the mortgage and real estate business, I took a few months off earlier this year because we switched companies and things were slow so I worked a part time job then. I go to community college part time, but now that I have been back working for my dad again the mortgage business is not the same as it was, lenders are closing left and right and it's harder to approve someone for a mortgage. I work on 100% commission and am starting to reconsider doing loans for my career, I did GREAT the past few years because anyone and everyone could get a loan. Now I don't know what to do because our office has down sized and it is only my family working in the office, I am the one that is here all day, but I don't get paid unless I close loans and the few I have going I"m praying will close. I would like to just go back to school full time next semester, but my dad has a lease on the office until June, I feel stuck, I dont know what to do

I suggest you discuss this with your Dad. I'm sure he only wants the best for you.

You need to do what is best for you and your future. It is your father's business, not yours. You are not an indentured servant there to generate money for him

Explain to your dad you love working with him, just not sure if the Loan business is what your happy doing. You would like to return to school to explore some other careers. Maybe, work parttime in the office and go to school parttime until the lease is up.

Have you talked to your dad about how you feel? If not, go talk to him and see if you could work in an area that will garner you some additional commissions, like pre-qualifing clients, or cold calling clients. Maybe you need to look into related areas like home inspection or handyman services that your dad can branch off into. Be proactive and hang in there, things will work out.

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