How is it possible to find an apartment with a car repossesion on your credit report, and an applicable explan

It seems to me that I cant get an apartment anywhere because of my credit. I have an apartment right now in my name and my lease is up. I want to move to a bigger place but theres on problem, for me to be so young my credit situation is so ugly. My ex-man wrecked my car a year ago and the insurance denied coverage because he was an excluded driver. Before the car dealership known as
(DRIVE-TIME) got the information from my insurance, they thought they should take it into their own hands and reposes my car. All of my payments were on time, they just did that so they can sell a savaged tottalled car.It lowered my score from 740 to 570. Now the apartments just deny me. I have 2 jobs one of them waitressing and one of them office work. What can I do to get approval. I have no parents and I've been on my own for 2 years. I'm 19 and have a lot going for myself but these people that approve others don't care. How can I make them see I have credit worthiness.

You are allowed to include a short statement on your credit report to explain the circumstances behind bad credit. Try to keep it under 500 words, because the database only allows so much space to input a consumer statement. But I would recommend this route, because then at least those pulling your credit report can see your side of the story.

To add it, just write it out, and mail it to the three credit bureaus. (Equifax, Trans-Union & Experian) Google for their mailing addresses, I don't have them on hand. :) Good luck!

I don't see why they won't rent to you. Many years ago I was in a situation like yours and had to pay much higher than normal security deposit. Have you asked this question and can you afford it?