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Car Theft Claim Question?


My car was stolen from a mall parking lot 1.5 months ago. I filed a police report, called in the claim etc... Everything seemed to be going well with the insurance company until the vehicle was recovered. As soon as it was, my claim was forwareded to the Special Investigative Unit. They requested for me to go in to give a recorded statement which I did. They also requested cellphone records that I also provided. At this point, the person handling the claim is stating that the claim is still under review and that I would either receive a call or a letter in the mail from them. I'm confused. I'm afraid that they are going to try to deny my claim, but I'm not sure if they have any reason to. When I went to empty out my belongings out of the car, I noticed that the ignition was smashed and the interior was gone, but the tires were still on the car. Would this have been a red flag? Also, does the insurance company have to prove fraud for them to deny a claim? Any help is appreciated!!

It appears that they are trying to deny the claim. With the amount of insurance fraud that goes on, can you blame them? I am sure everything will be fine, in the end. Just keep on top of them.

My guess is something has made them suspicious about the theft, If you are not involved you just have to play it out.
A friend once told me that when their car was recovered, a key, (Not for that car.) was jammed in the ignition to start it, and there claim was refused. Not sure if it was ever resolved, but I know she was suing the insurance co.

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