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Some questions on credit card issue.? |
I never used a credit card until now. I got $7000 balance or the money I spent using my credit card for my company since my company I work for is small and they dont have business credit card. Anyhow, I bought a cell phone since my boss said I need to make alot of calls. So I bought a phone with monthly plan. I got a call today from verizon asking to pay off. I said I will. Question is, wasnt the monthly miniumum payment suppose to cover that? Or any monthly service that I sign up for? So if I sign up for a monthly service to verizon or any website, do I pay that back seperately or does my monthly payment to my bank cover that cost? Stupid question but if I pay $76 minimum every month does that miniumum payment increase? I hear alot of people using debit because of some sort of increase issue. I can pay off $7000 balance in few months time but will each month payment increase? Another thing like paying for lunch outside of work like mcdonalds. Does my monthly mininum payment cover that? lets cut to the chase -- you have a credit card and all throught the month you make purchase for goods/services -- at the end of the month (cut off date) your credit card totals all charges deducts payments adds interest and sends you a bill --- so what every the bill states is the minimun you can pay and stay current and that payment covers all charges!!!! |
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