Do u use your credit card online ?

Do u use credit card for making payments online? Do u feel secure in using ur card online?. Actually i am appearing for this Oxford business plan cometition where in we are developing alternative payment methods for online purchases , we plan to open payment kiosks at various locations (like grocery stores etc) where u can pay cash for ur purchases , what happens in our model is that you order something online u get a order code for that particular order , which is valid for a fixed time , u got to the store and pay in cash the amount for that order and ur order gets processed , other wise the order terminates if payment is not made in that period , so the model is pretty safe as well.., so wud u prefer to use our mode of payment instead of the credit card ?
for using our service u just need to sign up ( like for email ) and pay a little annual fee...

please give ur suggestions for developing the model
Thanks!!

thanks bubblegumbum....

how about if we placed the cash recieving counter in every apartment building ? or we ensure that the counter is accessible to all that is the person can just go there as a evening walk..
like it is so near to u that u can just go for a stroll and make payment in the evening for ur day's purchases ?
Please give ur suggestions...

Yes, but only on sites that are well known and trustworthy such as Amazon.com, 1800petmeds.com, etc.

I like then idea, but the only problem I see with it is to get to these stores you'd obviously need to drive and with rising gas prices this could prove to be a problem. Some people shop online just to avoid wasting gas so if they had to drive to a store just to pay for their purchases that would sort of defeat the point of shopping online in the first place. If there was some secure way to send cash through the mail to these stores then that might be good but I'm not sure how secure you could get with the mail. Sorry I can't suggest anymore.

Edit: Yeah thats make it a lot easier, but it would deffinetly take a longer time to set up those counters in apartments than in stores. I suggest you open them in stores first (walmart, samsclub, target, giant eagle, etc) and then more to apartments and the other local places. But in the long run I'm sure they would catch on. I know I'd use it if there was a counter at wallmart as I do most of my shopping there.