Financing asks for paystubs and info after approval and contract? Someone help me please!?

Me and my co-signer, my boyfriend, went to buy a car for me last week on wednesday. well, everything went smooth, we got approved for auto financing and made a 36 mo. deal, signed all the papers needed to sign, and drove off the lot in the car. I had a 6. mo warrenty on the car so yesterday I took it in to a dif. business other than the dealership (because that's where the dealer said to go) and had some things fixed. when i go to pick it up today, they tell me i can't have my keys. I have to talk to the dealer first. so i called him and he said that the credit financing center wanted me and my cosigners paycheck stubs and 4 references. ok- i thought that everything was fine and taken care of, but i happen to have a few stubs on me and write down a few references for the car shop to fax to the dealership. I get the keys and head to work. then at 8:30 @ night the dealership calls my cosigner and says they need more paycheck stubs, the ones i had weren't good enough apparently.
I have no more information to give them! we already signed a contract and were approved for credit and made a deal for financing. I gave them the pay stubs we had, they said the ones for my cosigner don't reflect what he said he made on the application, but on the application he put that he has a regular paying job, and an under the table job, and they won't accept it if he has his boss notorize a statement stating he is paying him under the table. what could they do? can they break the contract and take my car back? can they say i didnt get finaced afterall and have to pay higher monthly payments or intrest?

I think that I would contact an attorney.
I also think that I would NOT tell anyone else EVER that I was getting paid under the table (this could haunt your boyfriend later)

I also think I would have called the police if the third party would have attempted to hold my car and /or keys on behalf of the dealership...I would have been livid and they would have known it too.
How dare they try that shyt! I would have accused them of theft kidnapping or whatever other charge the police would have entertained. THAT took some huge balls to pull off a stunt like that.

This sounds like a buy here pay here lot. No reputable company would treat customers in this manner. Please go to www.ripoffreport.com and see if your car dealership is listed there. there might be others that are thinking of a class action lawsuit against them and you can add your story there so that they can contact you. (the site is free to use and I am not affiliated with it in any way)



Consider with your attorney what your options are.
I am not sure I would want to continue to do business with this dealership, it sounds like a bit of bait and switch to me.
I don't know what state you are in so I have no idea what your options are but an attorney sure would.

First, read the fine print in the contract, see what clauses it holds that would allow for a breach of contract. Next be stern with the dealer, and advise that you have a contract, and the this all things that should have been taken care of when the paperwork was drawn up. If you need to, contact an attorney, show them the contract, and the stubs you had provided, advise them of the calls you are now getting. If you make regular ontime payments, they cannot repossess the car. They cannot say you were not financed at all as you have a contract stating otherwise. The fact the you have that contrat makes this whole thing in your favor.

Maybe you should repost this in "legal" or "law" for better advise.