I would like to know about the insurance business in VT & up state NY. How profitable it is.?

Which is the most profitable commission wise (auto, health, property, business, workerscomp)?

Where should it be located visible road or inside a commercial center?

What is the most effective advertising method?

Whole life insurance pays the most commission - sometimes as much as 110% of the first year's premium. It doesn't matter where you locate the office, because it's all about sales - cold calls, mass mailings, radio advertisements, etc. It's HARD WORK.

NY is a tough state for insurance companies to be in; I haven't heard about problems in VT, though.

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