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Are there actual people at credit card processing centers?


or do machines open, sort and scan all the incoming mail? Reason I ask is I get creative with the "Business reply envelopes" sending the comic page, or other useless stuff back in the envelopes instead of the application. I'd like to think that I throw someone for a bit of a loop with this practice. Either way, if they're going to fill my mailbox with crap, I'm going to return the favor.

Yes there is actual people.
They get your info when you get a business license, and yellow pages ect. There are many companies that sell business leads to companies that try to sell you stuff.

They have to be opened to have the info typed into credit report requests.
All the junk that is sent is discarded.
I always send back their unsolicited advertising in their prepaid envelope.

Save yourself some time and just send back the business reply envelope. They get charged postage for each one returned.

Then again, if you do it long enough, companies will stop using BREs, and we all will end up paying the postage in the long run...

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