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Does this mean i've been approved for a credit card?


i applied for a credit card online and i got a message saying that i should hear something within 3-4 weeks. i got a call today from them saying they needed to verify my address because there was no record of it (since i provided a cell phone number they couldn't pull up the address). i asked the lady if i have been approved and she said it's going through the final steps and i will hear from them in 7-10 business days. does this mean i've already been approved?

i also told her the name and address on their record is not current and haven't been since i was in undergrad living with my parents. she told me that she just needed to verify the address i provided on the application which i told her was up to date and correct.

It is a good sign.
If you were not approved immediately, you would have been told.
They are looking for more verification. You will probably get a card with a low limit. But, WOW! It's a start.

Most likely you will recieve the card.
Credit card companies request vertification to prevent excessive fraud.
Remember to make the minimum payments and try to keep your balance 30% of your credit limit

I don't think so. When you're approved, they usually tell you right away, but who knows? Credit card companies are HURTING. They want you to use their cards. Good luck!

Tell us which credit card company it is and we can help you better.

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