Is there another way of taking payments online without using cards.?

some of my clients fear using paypal, merchants etc so I wondering is there another method of accepting payments for an online business (no physical address)

western union seems to b the only other option ..

Waiting for their cheque to clear on a pro-forma invoice before sending out goods or bankers drafts which usually take 5 working days.

There is Google checkout. It's not as well-designed as PayPal, but I believe most people trust Google. And the seller never sees the customer's credit card number. The biggest problem is that they can't compute shipping costs, so they have to be included in the cost of the product. However, that was last year. They may have improved it since then.

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