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Is US Bank always late with their bill pay? |
I recently opened a checking and savings at US Bank. I enrolled in their online bill pay to pay all my bills automatically. All the bills that get paid electronically are paid on time however all the bills that get paid via the post office are always 3-4 days late. I know I am not entering the dates wrong as the electronic or ach transfers always post the day they are due. However the bills that cannot be paid via ach, are late. One more detail... It's not necessarily that the payment is getting there late, most companies take anywhere from 3-7 business days to post a payment to your account once they receive it. It's probably getting there on time but just sitting in their mail room until someone gets around to processing it. That is an interesting problem, and I don't know enough about your circumstances to give you precise details. I think the easiest answer would be to go with the banks advice and just enter in the dates 4 days earlier. That wouldn't really be much of an inconvenience. I've never had that problem. My bank says that direct withdrawal payments need to be scheduled 2 business days before they're due and those going by post office (very rarely) need to be scheduled 7 business days before due date. The case you narrated is very unusual.I don't think all Banks are always late with their bill pay.It's very rare case. |
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