Paypal account legal for minors?

Is a Paypal account legal for minors? Please provide evidence (exact page from Paypal's terms of service) whether the answer is yes or no. First one that links me to a page gets best answer.

No you have to be 18 link provided
It is number 2

2.1 Eligibility. To be eligible for our Services, you must be at least 18 years old and a resident of the United States or one of the countries listed on the PayPal WorldWide page. This Agreement applies only to Users who are residents of the United States. If you are a resident of another country, you may access your agreement from our website in your country (if applicable).

https://www.paypal.com/us/cgi-bin/webscr...

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